{"id":1575,"date":"2025-02-20T16:08:57","date_gmt":"2025-02-20T16:08:57","guid":{"rendered":"https:\/\/vas.thaayakam.co.uk\/?page_id=1575"},"modified":"2025-07-18T04:33:21","modified_gmt":"2025-07-18T04:33:21","slug":"remortgage","status":"publish","type":"page","link":"https:\/\/vassolicitors.co.uk\/?page_id=1575","title":{"rendered":"Remortgage"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none hundred-percent-fullwidth non-hundred-percent-height-scrolling lazyload\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f7f7f7;--awb-background-size:cover;--awb-flex-wrap:wrap;\" data-bg=\"https:\/\/vassolicitors.co.uk\/wp-content\/uploads\/2025\/07\/a552ac8b-df50-4bf3-a269-b181751bf178.webp\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-space-around fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:23px;--awb-padding-right:20px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-padding-top-small:0px;--awb-padding-right-small:0px;--awb-padding-left-small:0px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-box-shadow:20px 20px 7px -13px var(--awb-color5);;--awb-border-radius:10px 10px 10px 10px;--awb-width-large:60%;--awb-margin-top-large:33px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:29px;--awb-spacing-left-large:3.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:7px;--awb-spacing-right-small:0%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:0%;\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-around fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-font-size:16px;--awb-text-color:#020201;--awb-margin-top:20px;--awb-margin-right:20px;--awb-margin-bottom:20px;--awb-margin-left:20px;--awb-text-font-family:&quot;Open Sans&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><section class=\"remortgage-section\">\n<div class=\"remortgage-container\">\n<h2 class=\"remortgage-heading\">Remortgage<\/h2>\n<h3 class=\"remortgage-subheading\">What is a remortgage?<\/h3>\n<p class=\"remortgage-text\">A remortgage is the process of changing your mortgage from your existing lender to a new one while keeping your home, which will serve as security.<\/p>\n<p class=\"remortgage-text\">No matter your reason for wanting to remortgage, we will provide you with expert advice to make this a smooth process for you. Most people remortgage when they get to the end of their fixed or discount rate term as this is when your mortgage might stop being beneficial to you.<\/p>\n<\/div>\n<\/section>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:14px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#ffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\" style=\"--awb-padding-top:23px;--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:0%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-mask-url: url(https:\/\/vassolicitors.co.uk\/wp-content\/plugins\/fusion-builder\/\/assets\/images\/masks\/mask-7.svg);--awb-mask-position: top center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none has-mask fusion-animated\" data-animationType=\"slideInUp\" data-animationDuration=\"0.6\" data-animationOffset=\"top-into-view\"><img decoding=\"async\" width=\"1024\" height=\"1536\" title=\"ChatGPT Image Jul 15, 2025, 11_00_31 PM\" src=\"https:\/\/vassolicitors.co.uk\/wp-content\/uploads\/2025\/07\/ChatGPT-Image-Jul-15-2025-11_00_31-PM.webp\" data-orig-src=\"https:\/\/vassolicitors.co.uk\/wp-content\/uploads\/2025\/07\/ChatGPT-Image-Jul-15-2025-11_00_31-PM.webp\" alt class=\"lazyload img-responsive wp-image-4920\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271024%27%20height%3D%271536%27%20viewBox%3D%270%200%201024%201536%27%3E%3Crect%20width%3D%271024%27%20height%3D%271536%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/vassolicitors.co.uk\/wp-content\/uploads\/2025\/07\/ChatGPT-Image-Jul-15-2025-11_00_31-PM-200x300.webp 200w, https:\/\/vassolicitors.co.uk\/wp-content\/uploads\/2025\/07\/ChatGPT-Image-Jul-15-2025-11_00_31-PM-400x600.webp 400w, https:\/\/vassolicitors.co.uk\/wp-content\/uploads\/2025\/07\/ChatGPT-Image-Jul-15-2025-11_00_31-PM-600x900.webp 600w, https:\/\/vassolicitors.co.uk\/wp-content\/uploads\/2025\/07\/ChatGPT-Image-Jul-15-2025-11_00_31-PM-800x1200.webp 800w, https:\/\/vassolicitors.co.uk\/wp-content\/uploads\/2025\/07\/ChatGPT-Image-Jul-15-2025-11_00_31-PM.webp 1024w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1024px) 100vw, (max-width: 850px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-padding-top:4px;--awb-padding-top-small:0px;--awb-padding-left-small:0px;--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:0%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:0%;--awb-spacing-left-small:0%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-2\" style=\"--awb-font-size:16px;--awb-margin-top:-15px;--awb-text-font-family:&quot;Inter&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><section class=\"remortgage-details\">\n<div class=\"remortgage-container\">\n<h2 class=\"remortgage-subheading\">How long will the remortgage process take?<\/h2>\n<p class=\"remortgage-text\">After applying, remortgaging your house usually takes 4 to 8 weeks. The length of time required will vary depending on your individual situation and mortgage needs.<br \/>\nWhen necessary, providing documents that are clear, accurate, and pertinent \u2013 like proof of earnings \u2013 can speed up and increase efficiency.<\/p>\n<h2 class=\"remortgage-subheading\">How much does the remortgage conveyancing cost?<\/h2>\n<p class=\"remortgage-text\">We charge the following fees in relation to a re-mortgage:<\/p>\n<ul class=\"remortgage-list\">\n<li>Where the property value is \u00a3300,000.00 or below \u2013 <strong>\u00a3850.00<\/strong> plus <strong>\u00a3170.00 VAT<\/strong> = <strong>\u00a31020.00<\/strong><\/li>\n<li>The scale fee for a sale or purchase of a property of comparable value applies when the property value exceeds \u00a3300,000.<\/li>\n<li>For likely disbursements on re-mortgage matters, please consult the costs listed above for sale and purchase matters. The same expenses are likely to apply.<\/li>\n<\/ul>\n<p class=\"remortgage-link\"><a href=\"\/?page_id=2057\" target=\"_blank\" rel=\"noopener\">Click here for the link to our full breakdown of costs<\/a><\/p>\n<\/div>\n<\/section>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-1575","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/vassolicitors.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/1575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vassolicitors.co.uk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vassolicitors.co.uk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vassolicitors.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vassolicitors.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1575"}],"version-history":[{"count":0,"href":"https:\/\/vassolicitors.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/1575\/revisions"}],"wp:attachment":[{"href":"https:\/\/vassolicitors.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}